You Qualify for Discount Auto Insurance
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by: laurawilder
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Do you need to save money on your auto insurance? Discount auto insurance can save you hundreds of dollars a year. Here are some discounts you can get without sacrificing coverage:
• Discounts for being a safe driver. If you have had no accidents or moving violations in the last few years, you may be eligible for a safe driver discount. Taking an accident prevention or defensive driving class may also get you a discount. If another driver on your policy does not qualify for a safe driver discount, but you do, you may want to find out how much the savings would be and consider putting the other driver on another policy. • Safe car discounts. Many insurance companies will give you a significant discount if your car has automatic safety features like anti lock brakes, automatic seatbelts, airbags, and anti theft devices.
• Discounts for driving infrequently. The less you drive, the less likely you are to have an accident. If you drive fairly infrequently, adding up to fewer than 5,000 or 7,000 miles per year, you may be eligible for a discount. You may also pay a higher premium for driving to work, so consider taking public transportation if the difference in the premiums is high enough.
• Discounts for having more than one type of insurance policy with the same lender. If you have homeowners or renters insurance, bundling your auto insurance with it could save you a significant amount. Taking out more than one auto insurance policy with the same agency can also get you a discount on your rates.
• Discounts for club membership. Many clubs and other membership organizations arrange for a discount, often about 3%, with particular agents or agencies. Look through the membership information of all the organizations you belong to to discover whether they have arranged a discount. If not, consider joining AAA. Most agencies offer discount auto insurance for AAA members, and in addition to all the other benefits AAA offers, the annual fee may be less than the money you save at your insurance agency.
• Loyalty discounts. Not changing insurance agencies every few years can have its rewards. Many agencies encourage customers to stay by offering discounts to policyholders who stay with them for a set number of years.
Discount auto insurance doesnt have to mean low coverage auto insurance. You can knock well over 30% off your auto insurance premiums just by driving safely, owning a safe car, and bundling your insurance policies, and you can drive your premiums even lower by belonging to the right clubs and staying with your lender for a few years. As you get quotes for discount auto insurance, make certain the agent signs you up for all the discounts you are eligible for. You may be surprised to see how much money you can save with the right discounts. Links to more Auto insurance quotes | Car insurance quotes | Auto insurance |
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