What Is the Average Time for a Social Security Disability Claim?
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by: albert.tobega
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Q: What can you do to get by financially when your claim for social security disability is still being processed?
A: It can take quite some time for an application for social security disability to go through the review process. Finding ways to get by in the meantime can be worrisome for some claimants. Knowing that the review process can take time, a first step is to plan ahead financially. Try to eliminate all spending that is not mandatory. Regardless of what you can afford now, resist temptation to spend. Try to put savings away for the sole purpose of supporting you through the long wait that may happen with your social security disability application. Mandatory expenditures can sometimes be adjusted to allow flexibility during the waiting period. Some gas and electric companies have aid programs for those with limited income to help pay for winter heating bills. Refinancing a mortgage or other loan to free up funds can be an option. Additionally, many individuals find that they can rely on friends and family for short term loans or other support. Look into aid programs to help with doctor bills and medication. You need to continue to go to the doctor. Some churches and non profits have programs to help with prescription costs. Look into state health assistance programs. Find free clinics, if need be, for routine visits. Many medical offices will help individuals in financial need by coming up with bill payment strategies. Knowing that you are applying for disability, billing departments are more willing to work with you. You may also consider applying for local, state and federal public benefit programs. Some states offer assistance loans that you must pay back once you receive a decision on your social security disability claim. Section 8 housing aid or food stamp programs may be helpful if your wait is long. If you are in financial dire straights, you might consider talking to a social security attorney. You may be eligible for dire need assistance with social security. Such assistance can help expedite your claim and offer monetary aid.
Q: Can you go to the Social Security office to submit your social security disability application?
A: You can apply for social security disability insurance online, over the phone or in person. Most people believe handling it in person is the most advantageous. Meeting with your claims representative will give you one on one communication. The meeting will be your first opportunity to provide background on your claim and medical condition, and the disability case manager will get to see how your condition currently affects your ability to function. An in person appointment gives your claim the foundation for the application review process. Call the toll free number (800) 772.1213 for Social Security and ask for an appointment to submit your application for social security disability. You will then receive a confirmation of the scheduled appointment via mail.
Q: How long does a claim for social security disability benefits take?
A: Decisions on some cases are reached within a few months, while others are not reached for years. The average time for a complete application to go through the initial review stage is 3 months.
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